A new roof is a major investment, and we believe a tight budget should never stand between a homeowner and a safe, properly protected home. That’s why we offer flexible financing through ServiceFinance — so you can get the roof your home needs now and pay for it on terms that work for you. Here’s how it works, and the options you can choose from.
Why finance your roof?
- Get the work done now. A failing roof only gets worse — and more expensive — the longer it waits. Financing lets you address it before a small problem becomes major damage.
- Keep your savings intact. Spread the cost over time instead of draining your savings in one lump sum, leaving your cash available for emergencies and everyday life.
- Choose terms that fit your budget. With several 0% interest options, you can pick the plan that matches your situation.
- Invest in your home’s value. A quality new roof protects everything beneath it and adds to your home’s value and curb appeal.
Who We Chose
We partner with ServiceFinance because they specialize in exactly this — home improvement financing — and they’ve done it well for two decades. Founded in 2004, ServiceFinance is a nationally recognized lender that has funded billions of dollars in home improvement projects and works with thousands of contractors across the country. Because they focus specifically on home remodeling and roofing rather than general lending, the process is built around projects like yours: straightforward, fast, and designed to be handled right alongside your roofing work rather than through a bank branch. For us, that means a smooth, no-hassle experience for you — and genuinely strong terms, including the 0% interest options below.
Your financing options
Through ServiceFinance, you can choose from four financing plans — all at 0% interest and all with no pre-payment penalty, so you’re never charged extra for paying off your balance early:
- 0% interest, no payments for 12 months. No interest and no required payments for a full 12 months, with no penalty for paying early.
- 0% interest, no payments for 18 months. No interest and no required payments for 18 months, with no penalty for paying early.
- 0% interest, no payments for 24 months. No interest and no required payments for a full 24 months, with no penalty for paying early.
- 0% interest with minimum monthly payments for 18 months. No interest for 18 months with manageable minimum monthly payments, and no penalty for paying early.
Not sure which plan is right for you? We’re happy to walk you through the options in plain language and help you find the one that fits your budget — with no pressure, the same as everything else we do.
Checking your options won’t hurt your credit
One of the most common worries we hear is whether applying will affect your credit score. Here’s the honest answer: seeing what you prequalify for is a soft inquiry that does not impact your credit score. You can explore your options and find out what terms you’re eligible for with no effect on your credit at all. (If you decide to move forward and finalize a loan, a standard credit check may apply at that stage — we’ll always be upfront with you about every step.)
Ready to explore your options?
Checking your options takes just a few minutes and won’t affect your credit score. Or, if you’d rather talk it through first, call us at (978) 429-7083 and we’ll answer any questions about financing your new roof — honestly and with no pressure.